Reach your goals
Keep your money safe with a savings or Money Market account from Baldwin State Bank. Setting money aside regularly will help you accomplish your financial goals.
- Minimum Amount to Open
- Minimum Balance
- Unlimited Deposits
- Statements
- Maintenance Fees
- Withdrawal Fee
- Earns Interest
Regular Savings
- Minimum Amount to Open$100
- Minimum Balance$0
- Unlimited DepositsYes
- StatementsQuarterly
- Maintenance Fees$3/month
- Withdrawal Fee$2 in excess of 6 per statement cycle
- Earns InterestYes1
Money Market
- Minimum Amount to Open$100
- Minimum Balance$2500 to avoid fees
- Unlimited DepositsYes
- StatementsQuarterly
- Maintenance Fees$7/month if under minimum balance2
- Withdrawal Fee$.50 in excess of 6 per quarter
- Earns InterestTiered3
(1) Interest on Regular Savings Accounts is compounded and credited monthly. Contact us for current rates.
(2) Maintenance Fee applies to Money Market Accounts with a balance that falls below $2,500.00 on any day wishing the month.
(3) Money Market interest is compounded and credited monthly. Contact us for current rates. Interest tiers are:
- Tier 1 = Account Balances of $20,000.00 or more
- Tier 2 = Account Balances between $5,000-$19.999.999
- Tier 3 = Account Balances between $0.01 - $4,999.99