Home Loans & HELOCs

There's no place like home

Whether you're a first-time home buyer, refinancing your current home, or buying your dream home, we have you covered every step of the way. Your home is one of the most important financial investments you'll ever make. At Baldwin State Bank, our team is here to walk you through the loan process. We work to keep your payments affordable and keep your fees and closing costs low. Contact us today to schedule an appointment with a lending expert!

Home Loans

Consumer Real Estate Loans

Home Purchase

Home Refinance

Home Construction

Home Improvement

Short & Long Term Mortgages

Home Equity Line of Credit (HELOC)

Use the equity in your home to get cash for unexpected expenses, home improvement projects and more

Our Loan Guarantee

Low fee expense
No prepayment penalty
A loan officer that will listen
Competitive, low interest rates
Payment plans that fit your needs
Friendly, personal service

Mortgage Calculator

For estimation purposes only. Actual interest rates, taxes and insurance will vary.

Loan & Line of Credit FAQs