- $500 minimum to open account
- Earns Interest
- No penalty if maturity is reached
- Unlimited deposits up to the maximum allowed contribution
- Account matures every 24 months and in most cases automatically renews
View Interest Rates
| Balance |
Rate |
APY* |
| Under $5,000 |
1.38 |
1.39 |
| $5,000 – $20,000 |
1.38 |
1.39 |
| $20,000 & over |
1.38 |
1.39 |
Variable IRA rate is based on the most recent auction yield of the 2 Year U.S. Treasury Note, adjusted quarterly on the first calendar day of the quarter (index). All IRAs may be subject to fees which would reduce earnings.
* Annual Percentage Yield (APY). |
View Penalties
- Early withdrawal is subject to a bank penalty and in some cases, an IRS penalty
