Personal Banking

NOW Checking Account

  • $100 minimum to open account
  • Minimum balance required
  • Free debit or ATM card
  • No ATM charges
  • Monthly statement w/ check images
  • No fees if minimum balance is met
  • Free Checks
  • Earns Interest

View Interest Rates

Balance Rate APY*
Under $5,000 0.15 0.15
$5,000 – $20,000 0.15 0.15
$20,000 & over 0.15 0.15
* Annual Percentage Yield (APY). Interest Rates are subject to change at Bank’s discretion. Checking accounts may be subject to fees which would reduce earnings.


View Fees

  • If balance falls below $1,000, a monthly maintenance fee of $6 is applied
  • If balance falls below $2,500, a $.15 fee is charged for each debit over 30 per month
  • $7.00 monthly maintenance fee if balance falls below $2,500
  • Six withdrawals allowed each month at no charge, with a $2.00 fee for each debit over six per month