Loans & Credit

Over 100 years helping the Baldwin Community

It has always been the goal of The Baldwin State Bank to help our customers meet their financial goals. Whether realizing the dream of home ownership, buying a new car for the family, growing a business, or getting an education, let us be your personal guide.  If you’re looking to buy a home, talk to us before you shop.  Also, be sure to visit our Real Estate Center for more information, forms, and calculators.

Loan Products

Consumer Loans

When you need a little financial assistance, we are here to help. Use a consumer loan for:

  • Cars
  • Boats
  • Recreational Vehicles
  • Repairs
  • Emergencies

Commercial Loans

A relationship with us will allow you to run your business effectively and efficiently. Let us design a loan to:

  • Purchase inventory
  • Buy a building
  • Purchase equipment

We can also help you set up a business line of credit.

Agricultural Loans

Our competitive, low interest rates have allowed us to work with farmers, ranchers and producers for over 100 years. Our experienced staff can help you find a loan that meets your needs.

Land Loans

Call us today at (785) 594-6421 to start the pre-approval process.

Construction Loans

Build the home of your dreams with a construction loan! Call us to get started.

Non-Owner Occupied Loans

Looking to purchase an investment property or rental home? Call us to start the process of getting pre-approved.