Savings Questions | Baldwin State Bank

How is interest calculated on my savings account?

Interest compounds and is credited to your account monthly based on your statement cycle.

Can I add a joint owner to my account?

Yes. If you would like to add a joint owner to your account, simply call us and a bank representative will assist you.

How can I make deposits into my account?

There are many convenient ways you can deposit money into your savings account. These options include:

Mail us a check.
Set up an automatic direct deposit into your account.
Wire funds into your account.
Transfer funds from another institution.
Transfer funds from an existing Internet Banking account.
Advance funds from your credit card.
Visit a branch nearest you.

How can I withdraw funds from my savings account?

There are several easy and convenient ways you can access funds from your savings account including:

Writing checks (on select Money Market accounts)
Visit any of the in network ATMs located worldwide
Wire transfer funds
Use Internet Banking
Visit a branch near you.

Can I order more deposit slips and envelopes?

Absolutely! Our bank always provides FREE deposit slips and prepaid envelopes for all deposit accounts.

Will I still receive a statement for my savings account in the mail?

Yes. Our bank sends a monthly statement on all savings accounts. If you do not receive your monthly statement, please call a bank representative for assistance.

Who should I contact if I have problems with my savings account?

We always want to give you the answers you need, when you need them. So if you ever have a question on your account, please feel free to contact a bank representative.